GROUP LIFE & DISABILITY BENEFIT PLANS

Highlights of CTGROUP’s Term Life and Disability Income Products for Groups with 2-9 Employees

• 10% Discount to Chamber Member Firms that have 2–9 employees. No excluded Industries for Group Term Life, Short Term Disability and Intermediate Disability.
• Guaranteed Issue Group Term Life and Disability for member firms with 2–9 employees working 30 or more hours per week.
• Guaranteed Issue Long Term Disability offered to small groups of 2–9 employees that are 80% white collar and have been in business for at least 2 years. (All industries subject to Home Office approval)
• Premiums can be paid by the employer or shared with the employee.
• Fully Insured. All plans are provided through fully insured Multiple Employers Trusts arranged by industry classification.

* All coverages may be subject to limited guaranteed issue amounts.

Life and AD&D coverage (Policy Form Series Number ML-50242 or Policy Form Series Number FSL-80242) available in all states including the District of Columbia except FL and HI.
Short Term Disability coverage (Policy Form Series Numbers 50028) available in all states including the District of Columbia except CA, FL, HI, NJ, NY and RI.
Intermediate Disability (Policy Form Series Numbers 50028) and Long Term Disability (Policy Form Series Numbers 50137) coverage available in all states including the District of Columbia except CA, FL and HI.

Click Here to Download the Quote Request Form for Groups with 2-9 Employees

For quotes please contact:

Darlina Barber
USFSB
Ph: (800) 637-3331 or contact us online

Highlights of CTGROUP’s Term Life & Disability Income Products for Groups with 10 or More Employees

• Flexible Plan Designs to meet the unique needs of each of your accounts.
• Additional Products Available Including: Dependent Life, Supplemental Life & Disability Carve out Programs.
• Competitive Rates and Flexible Plan Design: Most coverages offered on a stand alone basis.
• Fast & Experienced Claims Service - Speak directly to a Claims Representative.
• Guaranteed Issue benefit amounts available.

* All coverages may be subject to limited guaranteed issue amounts.

Life and AD&D coverage (Policy Form Series Number ML-50015 or Policy Form Series Number FSL-80015) available in all states including the District of Columbia except FL and HI.
Short Term and Intermediate Disability (Policy Form Series Numbers 50001) and Long Term Disability (Policy Form Series Numbers 50143) coverage available in all states including the District of Columbia except CA, FL and HI.

Click Here to Download the Quote Request Form for Groups with 10 or More Employees

For quotes please contact:

Darlina Barber
USFSB
Ph: (800) 637-3331 or contact us online

Disability Income Benefit Plans Underwritten by Commercial Travelers Mutual Insurance Company (CT); 70 Genesee Street, Utica, NY 13502. Life Insurance Plans are underwritten by Monitor Life Insurance Company of New York (ML), 70 Genesee Street, Utica, NY 13502 or Fidelity Security Life Insurance Company (FSL), 3130 Broadway, Kansas City, MO 64141, based on the state in which the plan is purchased.