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WILL YOU BE READY FOR RETIREMENT?
In a continuing effort to better serve Federation members, USFSB has entered into an association with Morgan Stanley, Inc. to help members with investment, insurance and retirement decisions.

The USFSB contact person at Morgan Stanley is Paul W. Ward. Mr. Ward will be available for FREE consultation to all federation members. With over 30 years of experience in financial services, Mr. Ward is qualified as a C.F.P. (Certified Financial Planner) and C.L.U. (Chartered Life Underwriter). Mr. Ward specializes in working directly with individuals and small, closely held businesses throughout the Northeast. He offers a wide range of customized services which include:
Retirement Plan Rollovers
Executive Compensation
Professional Portfolio Management
Estate Planning
Mutual Funds
401(K) Plans
Tax Free Investments
Life & Disability Insurance
Individual Stock Recommendations
If you would like to take advantage of this benefit, join us now or login.

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